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kiva project

Daisy Kilifi is 37 and married with five children. She owns a business venture, selling lavalavas (bottom-half wrap-around prints worn by both men and women). Daisy has 3 years of experience in this business. Daisy needs a loan of WST 2500 to purchase additional fabrics & materials. She plans to use the earnings from her business (estimated to be 350 talas or US $146 per week) to pay her children's tuition fees.

In 2007, Daisy joined SPBD. This is her 4th loan with SPBD. SPBD's loans are Daisy's only access to capital because she was never able to qualify for a loan with traditional banks.
In 2000, Greg Casagrande founded SPBD and since then, it has expanded from the main island of Upolu in Samoa to Savaii, as well as Tonga. SPBD's philosophy of lending is based upon the Grameen Bank lending method. Please join SPBD's lending team on KIVA to receive on-the-spot updates on SPBD.

_she is a hard working person under stress with kids and is not too young. she seems to want to own a business and is determined to do so. she was luckily able to qualify for SPBD and from there will pursue to go to making her business.

Maria sells meals from a food stall she operates under the name 'Comedor Emmanuel'. The business has been a great blessing and enabled her to raise and educate her children. Maria became a widow at an early age, making her situation worse. But in spite of everything, Maria has struggled to get ahead. Today, she gives thanks to God.

Maria, or “Doña Nena” as she is known locally, says she was the first to establish a kitchen stall in the zone and that at present, her costs are only 75 centavos (in Lempiras) per plate. Efficiency and good administration have permitted her to get ahead. Maria has been able to buy a house and make home improvements. One of her dreams is to construct an inn and thus, offer better service to people who come to visit the municipality.

_maria is her own boss and is selling food. by making her own business she is need of money as soon as possible. her prices are cheap enough to be able to start off but not enough. with that food business, she wants to pursue a service in an inn.
 

 
 
 
 
 
 
 
 
 
Maria del Carmen is a merchant who has a general store, operating under the name 'Pulpería MARYCARMEN'. It is located in her house in Las Flores (The Flowers) barrio, in the city of El Paraíso (The Paradise). She has more than 6 years of experience in running her business.
Maria administers it personally and during all this time, things have gone well. She comments that the business pays for the family's expenses and obligations. At the same time, Maria has a farm with 3 ½ acres of coffee that can be harvested, giving her an added source of income.
The loan will be used to better supply the business, increasing sales and improving the conditions of life for Maria and her family.

_she has experience in running her own business as far as running her own general store. although her family owns many properties, that's not her things. by having money she will be able to move forward to helping her family.

bio

I expect to be able to go home and be a somewhat expert and know what to do.